Homeownership is an ideal step for most families but can prove to be a hard one. Many people find themselves confused about credit requirements, best practices for budgeting, and even finding the perfect home once they're approved. With all the information and applications, you need to start your journey successfully, it can be enough to run potential buyers off entirely.

Don't give up! First-Time Home Buyers have resources available to them to help with everything from down payments to credit checks. We're having a free seminar to teach you the ins and outs of buying your first home. Our First-Time Home Buyer seminar will walk you through applying, planning, and successfully starting your homeownership journey. Receive free resources to make the process easier and a mountain of valuable information.

Learn what you should expect from the professionals you work with and how to find the right help. We'll also go over best practices to find the best offer possible. Get a jump-start with Joey I the Mortgage Guy to help you get pre-approved with Ross Mortgage for a home loan at the seminar!

Come to our seminar to learn everything you need to start or amplify your home search:

• How to Improve Your Credit Score

• How to Establish a Credit Score

• How to Calculate You Maximum Mortgage Payment

• How to Get Pre-Approved for a Mortgage

• Review of First-Time Home Buyer Loan Programs

• Down Payment Assistance Programs

• What your Lender should be doing for you

• How to Select a Real Estate Agent and What They Should Do

• How to shop for your new home.

• How to make the offer and negotiate the best price and terms

• and much more!

This two hour home buyer seminar will cover all of the basics of buying a new home in Ocala, FL and is completely free. We’re meeting at the Dunnellon Presbyterian Church located at 20641 Chestnut Street, Dunnellon, FL 34431on 10/25 from 6-8pm. Come and get ready to find your dream home!

**Sponsored by Clear Choice Title Inc**

**Food and drinks sponsored by Zella's Pizzeria & Italian **