Are you thinking of buying your first home?

Each Free First Time Home Buyer seminar is taught by a mortgage professional and one of our real estate brokers. These are NOT sales presentations, they are true seminars. We guarantee the authenticity of the class.

Some of the topics covered:

• Your Credit
• Pre-Approval
• Roles of the Real Estate Agent
• Searching for Properties
• Contracts
• Negotiation
• Closing

Some of the questions asked by potential buyers at a recent seminar:

• How much can I afford?
• Can I get a loan to cover rehab costs?
• When should we talk to a lender?
• What are lender fees? What’s the norm?
• What are points?
• Is the down payment different from closing costs?
• Why do people get into ARM’s vs. Fixed loans (good question especially right now)?
• What can I do to get my credit score higher?
• Can we still get a home if one of us has great credit and the other has not so great credit?
• Where do I start in the negotiation process?
• Does earnest money show the seller how serious the buyer is?

We hope to see you there!